Model-based image processing approaches for automated person identification and authentication in online banking

Andreas Pointner, Oliver Krauss, Georg Freilinger, Daniel Strieder, Gerald Zwettler

Publikation: Beitrag in Buch/Bericht/TagungsbandKonferenzbeitragBegutachtung

1 Zitat (Scopus)

Abstract

This research work covers the necessary image processing workflow to facilitate online person identification for financial authentication, to be carried out in a fully automated way. This brings the advantage of fewer errors due to human failures. Moreover, it reduces the cost of a single identification by quite a significant factor. The relevant authentication and validation steps are modelled in BPMN. Validation and comparison of the person visible in the video stream is achieved utilizing a hybrid face recognition approach combined with OCR checking and model-derived individual instructions. To ensure authenticity of the identification card, security features like color-holograms are modelled for each version and supported country. The interconnection of the process sequence, which is individually and dynamically derived from the BPMN together with adaptive paradigms of human-computer-interaction, allow for a beyond the current state-of-the-art level of manipulation prevention and of user assistance. The results show that the process of person identification and authentication can be automated when legal aspects are clarified, thus allowing for a state-of-the-art of precision on face recognition and hologram checking, at a competitive level with human staff.

OriginalspracheEnglisch
Titel30th European Modeling and Simulation Symposium, EMSS 2018
Redakteure/-innenYuri Merkuryev, Miquel Angel Piera, Francesco Longo, Agostino G. Bruzzone, Michael Affenzeller, Emilio Jimenez
Herausgeber (Verlag)DIME UNIVERSITY OF GENOA
Seiten36-45
Seitenumfang10
ISBN (elektronisch)9788885741065
PublikationsstatusVeröffentlicht - 2018
Veranstaltung30th European Modeling and Simulation Symposium, EMSS 2018 - Budapest, Ungarn
Dauer: 17 Sep 201819 Sep 2018

Publikationsreihe

Name30th European Modeling and Simulation Symposium, EMSS 2018

Konferenz

Konferenz30th European Modeling and Simulation Symposium, EMSS 2018
Land/GebietUngarn
OrtBudapest
Zeitraum17.09.201819.09.2018

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